{"id":160,"date":"2025-12-09T20:00:28","date_gmt":"2025-12-09T20:00:28","guid":{"rendered":"https:\/\/seoulcast.com\/?post_type=podcast&#038;p=160"},"modified":"2025-12-05T12:33:06","modified_gmt":"2025-12-05T12:33:06","slug":"retire-saving-index","status":"publish","type":"podcast","link":"https:\/\/seoulcast.com\/?podcast=retire-saving-index","title":{"rendered":"\uc740\ud1f4 \uacc4\uc88c\uc5d0 \ub3c8\ub9cc \ub123\uace0 \uc548\uc2ec\ud558\uc168\ub098\uc694? \ub2f9\uc2e0\uc758 \ub3c8\uc774 \uc369\uace0 \uc788\ub294 \ucda9\uaca9\uc801 \uc774\uc720."},"content":{"rendered":"<p><iframe loading=\"lazy\" title=\"\" src=\"https:\/\/www.youtube.com\/embed\/BVDIBrRdu68\" width=\"668\" height=\"376\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p>&nbsp;<\/p>\n<p data-path-to-node=\"4\">\uc5f4\uc2ec\ud788 \uc77c\ud574\uc11c \ubc88 \ub3c8, \uaf2c\ubc15\uaf2c\ubc15 \uc740\ud1f4 \uacc4\uc88c(401k, IRA)\uc5d0 \ub123\uace0 \uc788\uc73c\ub2c8 \ub178\ud6c4 \uc900\ube44\ub294 \ub05d\ub0ac\ub2e4\uace0 \uc0dd\uac01\ud558\uc2dc\ub098\uc694? \uc8c4\uc1a1\ud558\uc9c0\ub9cc, \uc5ec\ub7ec\ubd84\uc740 \uc9c0\uae08 \uac00\uc7a5 \uc911\uc694\ud55c &#8216;\uc808\ubc18&#8217;\uc744 \ub193\uce58\uace0 \uc788\uc744\uc9c0\ub3c4 \ubaa8\ub985\ub2c8\ub2e4.<\/p>\n<p data-path-to-node=\"5\">\uc624\ub298 \uc601\uc0c1\uc5d0\uc11c\ub294 \uace0\uc6a9\uc8fc \ud6c4\uc6d0 \ud1f4\uc9c1 \uacc4\uc88c\uc758 &#8216;\uc790\ub3d9 \uac00\uc785&#8217;\uacfc &#8216;\uc790\ub3d9 \uc99d\uc561&#8217; \uc81c\ub3c4\uac00 \uac00\uc838\uc628 \uae0d\uc815\uc801\uc778 \ubcc0\ud654\ub97c \uba3c\uc800 \uc9da\uc5b4\ubd05\ub2c8\ub2e4. \ub9e4\ub144 \uae30\uc5ec\uc728\uc744 1%\uc529\ub9cc \uc62c\ub824\ub3c4 \uc7a5\uae30\uc801\uc73c\ub85c \uc5ec\ub7ec\ubd84\uc758 \uc790\uc0b0\uc740 \ub180\ub77c\uc6b8 \uc815\ub3c4\ub85c \ubd88\uc5b4\ub0a9\ub2c8\ub2e4. \uc774\uac83\uc774 \ubc14\ub85c \uc2dc\uc2a4\ud15c\uc774 \uc8fc\ub294 \ud61c\ud0dd\uc774\uc8e0.<\/p>\n<p data-path-to-node=\"6\"><b>\ud558\uc9c0\ub9cc, \uc9c4\uc9dc \ubb38\uc81c\ub294 \uc5ec\uae30\uc11c\ubd80\ud130 \uc2dc\uc791\ub429\ub2c8\ub2e4.<\/b><\/p>\n<p data-path-to-node=\"7\">\ub9ce\uc740 \ubd84\ub4e4\uc774 \uc800\ucd95\uc744 &#8216;\uc790\ub3d9\ud654&#8217;\ud558\ub294 \uac83\uc5d0\ub294 \uc131\uacf5\ud588\uc9c0\ub9cc, \uc815\uc791 \uadf8 \ub3c8\uc744 \ubd88\ub9ac\ub294 &#8216;\ud22c\uc790&#8217; \ub2e8\uacc4\uc5d0\uc11c\ub294 \uba48\ucdb0\ubc84\ub9bd\ub2c8\ub2e4. \ud1b5\uacc4\uc5d0 \ub530\ub974\uba74 \uac1c\uc778 \ud1f4\uc9c1 \uacc4\uc88c(IRA)\uc758 \uc0c1\ub2f9 \ubd80\ubd84\uc758 \uc790\uae08\uc774 \uc218\ub144\uac04 \uc544\ubb34\ub7f0 \uc218\uc775\ub3c4 \ub0b4\uc9c0 \ubabb\ud558\ub294 &#8216;\ud604\uae08(Cash)&#8217; \uc0c1\ud0dc\ub85c \ubc29\uce58\ub418\uc5b4 \uc788\ub2e4\uace0 \ud569\ub2c8\ub2e4.<\/p>\n<p data-path-to-node=\"8\">\ud22c\uc790\uac00 \ubcf5\uc7a1\ud574\uc11c, \ud639\uc740 \uc190\ud574 \ubcfc\uae4c \ub450\ub824\uc6cc\uc11c \ub9dd\uc124\uc774\ub294 \uc0ac\uc774 \uc778\ud50c\ub808\uc774\uc158\uc740 \uc5ec\ub7ec\ubd84\uc758 \uc18c\uc911\ud55c \ub178\ud6c4 \uc790\uae08\uc744 \uac09\uc544\uba39\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc800\ucd95\ub9cc \ud558\uace0 \ud22c\uc790\ub97c \uc548 \ud558\ub294 \uac83\uc740, \ub9c8\uce58 \uc5f4\uc2ec\ud788 \ub18d\uc0ac\ub97c \uc9c0\uc5b4\ub193\uace0 \uc218\ud655\ud558\uc9c0 \uc54a\uc544 \uc791\ubb3c\uc744 \uc369\uac8c \ub450\ub294 \uac83\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<p data-path-to-node=\"9\"><b>\uc774 \uc601\uc0c1\uc740 \uc774\ub7f0 \ubd84\ub4e4\uc5d0\uac8c \uaf2d \ud544\uc694\ud569\ub2c8\ub2e4.<\/b><\/p>\n<ul data-path-to-node=\"10\">\n<li>\n<p data-path-to-node=\"10,0,0\">\ud68c\uc0ac\uc5d0\uc11c 401k\ub97c \ud558\uace0 \uc788\uc9c0\ub9cc \uacc4\uc88c\ub97c \ub4e4\uc5ec\ub2e4\ubcf8 \uc9c0 \uc624\ub798\ub41c \ubd84<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"10,1,0\">IRA \uacc4\uc88c\ub97c \ub9cc\ub4e4\uc5c8\uc9c0\ub9cc \uc5b4\ub5a4 \uc885\ubaa9\uc744 \uc0ac\uc57c \ud560\uc9c0 \ubab0\ub77c \ud604\uae08\uc73c\ub85c \ub450\uc2e0 \ubd84<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"10,2,0\">\ud22c\uc790\uac00 \ub108\ubb34 \ubcf5\uc7a1\ud558\uace0 \uc5b4\ub835\uac8c\ub9cc \ub290\uaef4\uc838\uc11c \uc2dc\uc791\uc744 \ubabb \ud558\uc2dc\ub294 \ubd84<\/p>\n<\/li>\n<\/ul>\n<p data-path-to-node=\"11\">\ubcf5\uc7a1\ud55c \uc8fc\uc2dd \ubd84\uc11d\uc740 \ud544\uc694 \uc5c6\uc2b5\ub2c8\ub2e4. \uc601\uc0c1\uc5d0\uc11c \uc18c\uac1c\ud558\ub294 &#8216;\uc778\ub371\uc2a4 \ud380\ub4dc&#8217;\uc640 \uac19\uc740 \ub2e8\uc21c\ud558\uace0 \uac15\ub825\ud55c \uc194\ub8e8\uc158\uc744 \ud1b5\ud574, \ubc29\uce58\ub41c \uc5ec\ub7ec\ubd84\uc758 \ub3c8\uc774 \ub2e4\uc2dc \uc77c\uc744 \ud558\uac8c \ub9cc\ub4dc\uc138\uc694. \uc9c0\uae08 \ub2f9\uc7a5 \uc5ec\ub7ec\ubd84\uc758 \uacc4\uc88c \uc0c1\ud0dc\ub97c \uc810\uac80\ud574\uc57c \ud558\ub294 \uc774\uc720, \uc601\uc0c1\uc5d0\uc11c \ud655\uc778\ud574 \ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4!<\/p>\n<p data-path-to-node=\"11\">#\uc740\ud1f4\uc900\ube44 #401k #IRA #\ubbf8\uad6d\uc8fc\uc2dd #\uc778\ub371\uc2a4\ud380\ub4dc #\uc7ac\ud14c\ud06c\uae30\ucd08 #\ub178\ud6c4\uc790\uae08 #\uc790\uc0b0\uad00\ub9ac #\ubcf5\ub9ac\ud6a8\uacfc #\uae08\uc735\ubb38\ub9f9\ud0c8\ucd9c<\/p>\n<p data-path-to-node=\"11\">\uc81c\ud734 \ubb38\uc758 : info@seoulcast.com<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; \uc5f4\uc2ec\ud788 \uc77c\ud574\uc11c \ubc88 \ub3c8, \uaf2c\ubc15\uaf2c\ubc15 \uc740\ud1f4 \uacc4\uc88c(401k, IRA)\uc5d0 \ub123\uace0 \uc788\uc73c\ub2c8 \ub178\ud6c4 \uc900\ube44\ub294 \ub05d\ub0ac\ub2e4\uace0 \uc0dd\uac01\ud558\uc2dc\ub098\uc694? \uc8c4\uc1a1\ud558\uc9c0\ub9cc, \uc5ec\ub7ec\ubd84\uc740 \uc9c0\uae08 \uac00\uc7a5 \uc911\uc694\ud55c &#8216;\uc808\ubc18&#8217;\uc744 \ub193\uce58\uace0 \uc788\uc744\uc9c0\ub3c4 \ubaa8\ub985\ub2c8\ub2e4. \uc624\ub298 \uc601\uc0c1\uc5d0\uc11c\ub294 \uace0\uc6a9\uc8fc \ud6c4\uc6d0 \ud1f4\uc9c1 \uacc4\uc88c\uc758 &#8216;\uc790\ub3d9 \uac00\uc785&#8217;\uacfc &#8216;\uc790\ub3d9 \uc99d\uc561&#8217; \uc81c\ub3c4\uac00 \uac00\uc838\uc628 \uae0d\uc815\uc801\uc778 \ubcc0\ud654\ub97c \uba3c\uc800 \uc9da\uc5b4\ubd05\ub2c8\ub2e4. \ub9e4\ub144 \uae30\uc5ec\uc728\uc744 1%\uc529\ub9cc \uc62c\ub824\ub3c4 \uc7a5\uae30\uc801\uc73c\ub85c \uc5ec\ub7ec\ubd84\uc758 \uc790\uc0b0\uc740 \ub180\ub77c\uc6b8 \uc815\ub3c4\ub85c \ubd88\uc5b4\ub0a9\ub2c8\ub2e4. \uc774\uac83\uc774 \ubc14\ub85c \uc2dc\uc2a4\ud15c\uc774 \uc8fc\ub294 \ud61c\ud0dd\uc774\uc8e0. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":161,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"episode_type":"audio","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"http:\/\/seoulcast.com\/wp-content\/uploads\/2025\/12\/Untitled-design-2025-12-05T043024.221.png","cover_image_id":"161","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","itunes_episode_number":"","itunes_title":"","itunes_season_number":"","itunes_episode_type":""},"tags":[278,291,279,283,287,297,289,280,296,290,286,295,277,282,293,288,285,294,284,281,292],"series":[82],"class_list":{"0":"post-160","1":"podcast","2":"type-podcast","3":"status-publish","4":"has-post-thumbnail","5":"hentry","6":"tag-401k-","8":"tag-ira-","9":"tag-sp500","10":"tag-287","11":"tag-297","12":"tag-289","13":"tag-280","14":"tag-296","15":"tag-290","16":"tag-286","17":"tag-295","18":"tag-277","19":"tag-282","20":"tag-293","21":"tag-288","22":"tag-285","23":"tag-294","24":"tag-284","25":"tag-281","26":"tag-292","27":"series-82"},"episode_featured_image":"https:\/\/seoulcast.com\/wp-content\/uploads\/2025\/12\/Untitled-design-2025-12-05T043024.221.png","episode_player_image":"https:\/\/seoulcast.com\/wp-content\/uploads\/2025\/12\/Untitled-design-2025-12-05T043024.221.png","download_link":"","player_link":"","audio_player":false,"episode_data":{"playerMode":"dark","subscribeUrls":{"apple_podcasts":{"key":"apple_podcasts","url":"","label":"Apple Podcasts","class":"apple_podcasts","icon":"apple-podcasts.png"},"stitcher":{"key":"stitcher","url":"","label":"Stitcher","class":"stitcher","icon":"stitcher.png"},"google_podcasts":{"key":"google_podcasts","url":"","label":"Google Podcasts","class":"google_podcasts","icon":"google-podcasts.png"},"spotify":{"key":"spotify","url":"","label":"Spotify","class":"spotify","icon":"spotify.png"}},"rssFeedUrl":"https:\/\/seoulcast.com\/?feed=podcast&podcast_series=%ec%9d%80%ed%87%b4%ec%9d%b4%ec%95%bc%ea%b8%b0","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"PEPZV28UBU\"><a href=\"https:\/\/seoulcast.com\/?podcast=retire-saving-index\">\uc740\ud1f4 \uacc4\uc88c\uc5d0 \ub3c8\ub9cc \ub123\uace0 \uc548\uc2ec\ud558\uc168\ub098\uc694? \ub2f9\uc2e0\uc758 \ub3c8\uc774 \uc369\uace0 \uc788\ub294 \ucda9\uaca9\uc801 \uc774\uc720.<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/seoulcast.com\/?podcast=retire-saving-index&#038;embed=true#?secret=PEPZV28UBU\" width=\"500\" height=\"350\" title=\"&#8220;\uc740\ud1f4 \uacc4\uc88c\uc5d0 \ub3c8\ub9cc \ub123\uace0 \uc548\uc2ec\ud558\uc168\ub098\uc694? \ub2f9\uc2e0\uc758 \ub3c8\uc774 \uc369\uace0 \uc788\ub294 \ucda9\uaca9\uc801 \uc774\uc720.&#8221; &#8212; seoulcast\" data-secret=\"PEPZV28UBU\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script>\n\/*! 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