{"id":247,"date":"2026-01-04T00:01:16","date_gmt":"2026-01-04T00:01:16","guid":{"rendered":"https:\/\/seoulcast.com\/?post_type=podcast&#038;p=247"},"modified":"2025-12-30T11:20:03","modified_gmt":"2025-12-30T11:20:03","slug":"retirement-tax-topedo-70","status":"publish","type":"podcast","link":"https:\/\/seoulcast.com\/?podcast=retirement-tax-topedo-70","title":{"rendered":"\uc740\ud1f4 \uc790\uae08, \uc798\ubabb \ube7c\uc4f0\uba74 \uc138\uae08 \ud3ed\ud0c4 \ub9de\uc2b5\ub2c8\ub2e4!"},"content":{"rendered":"<p><iframe loading=\"lazy\" title=\"\" src=\"https:\/\/www.youtube.com\/embed\/jnL80Mo8XZU\" width=\"768\" height=\"432\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p data-path-to-node=\"5\">\uc740\ud1f4 \uc900\ube44, \uc5f4\uc2ec\ud788 \ubaa8\uc73c\ub294 \uac83\ub9cc\ud07c\uc774\ub098 \uc911\uc694\ud55c \uac83\uc774 \ubc14\ub85c &#8216;\uc5b4\ub5bb\uac8c \ube7c \uc4f0\ub294\uac00&#8217;\uc785\ub2c8\ub2e4. \ub9ce\uc740 \ubd84\ub4e4\uc774 \uc740\ud1f4 \uc9c1\ud6c4 \uc0ac\ud68c\ubcf4\uc7a5\uc5f0\uae08\uc744 \uc870\uae30\uc5d0 \uc218\ub839\ud558\uc9c0\ub9cc, \uc774\ub294 \uc790\uce6b\ud558\uba74 \uc608\uc0c1\uce58 \ubabb\ud55c \uc138\uae08 \ud3ed\ud0c4\uc73c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc624\ub298 \ud31f\uce90\uc2a4\ud2b8 \uc601\uc0c1\uc5d0\uc11c\ub294 90%\uc758 \uc0ac\ub78c\ub4e4\uc774 \ub193\uce58\uace0 \uc788\ub294 \uc740\ud1f4 \uc790\uc0b0 \uc778\ucd9c\uc758 \ud669\uae08 \uc21c\uc11c\ub97c \uacf5\uac1c\ud569\ub2c8\ub2e4.<\/p>\n<p data-path-to-node=\"6\">\uc740\ud1f4 \ud6c4 \uc790\uc0b0 \uc778\ucd9c \uc21c\uc11c\uac00 \uc65c \uc911\uc694\ud560\uae4c\uc694? \uc798\ubabb\ub41c \uc21c\uc11c\ub85c \uc790\uae08\uc744 \uc778\ucd9c\ud560 \uacbd\uc6b0, \uc0ac\ud68c\ubcf4\uc7a5\uc5f0\uae08\uc5d0 \ub300\ud55c \uacfc\uc138\uac00 \ub298\uc5b4\ub098\uac70\ub098 \uac74\uac15\ubcf4\ud5d8\ub8cc(\uba54\ub514\ucf00\uc5b4 \ud30c\ud2b8 B\/D)\uac00 \uc778\uc0c1\ub418\ub294 \ub4f1 &#8216;\uc138\uae08 \ud568\uc815&#8217;\uc5d0 \ube60\uc838 \uc2e4\uc9c8 \uc18c\ub4dd\uc774 \ud06c\uac8c \uc904\uc5b4\ub4e4 \uc218 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n<p data-path-to-node=\"7\">\uc774 \ud31f\uce90\uc2a4\ud2b8 \uc601\uc0c1\uc5d0\uc11c\ub294 \uc804\ubb38\uac00\ub4e4\uc774 \uad8c\uc7a5\ud558\ub294 \ucd5c\uc801\uc758 \uc138\uae08 \ucd5c\uc801\ud654 \uc804\ub7b5\uc744 \uc0c1\uc138\ud788 \ub2e4\ub8f9\ub2c8\ub2e4. \ud575\uc2ec\uc740 \uc0ac\ud68c\ubcf4\uc7a5\uc5f0\uae08 \uc218\ub839\uc744 \uac00\ub2a5\ud55c 70\uc138\uae4c\uc9c0 \ubbf8\ub8e8\uace0, \uadf8\uc0ac\uc774 401k\ub098 \uac1c\uc778 \uc740\ud1f4 \uacc4\uc88c(IRA)\ub97c \uba3c\uc800 \ud65c\uc6a9\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ud2b9\ud788 \uc740\ud1f4 \uc9c1\ud6c4\ubd80\ud130 \uc5f0\uae08 \uc218\ub839 \uc804\uae4c\uc9c0 \uc18c\ub4dd\uc774 \uc0c1\ub300\uc801\uc73c\ub85c \ub0ae\uc740 &#8216;\uacf5\ubc31\uae30(Gap Years)&#8217;\ub97c \uc804\ub7b5\uc801\uc73c\ub85c \ud65c\uc6a9\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub54c \ub85c\uc2a4(Roth) \uacc4\uc88c \uc804\ud658\uc744 \uc2e4\ud589\ud568\uc73c\ub85c\uc368 \uc7a5\uae30\uc801\uc778 \uc138\uae08 \ubd80\ub2f4\uc744 \ud68d\uae30\uc801\uc73c\ub85c \ub0ae\ucd94\ub294 \uc774\ub978\ubc14 &#8216;2\ub2e8\uacc4 \uc804\ub7b5&#8217;\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4.<\/p>\n<p data-path-to-node=\"8\">\uacb0\ub860\uc801\uc73c\ub85c \uc740\ud1f4 \ud6c4\uc758 \uc0b6\uc758 \uc9c8\uc740 \uc790\uc0b0\uc758 \uc808\ub300\uc801\uc778 \ud06c\uae30\ubcf4\ub2e4 &#8216;\uc778\ucd9c \uc2dc\uc810&#8217;\uacfc &#8216;\uacc4\uc88c\ubcc4 \uc21c\uc11c&#8217;\uc5d0 \ub2ec\ub824\uc788\uc2b5\ub2c8\ub2e4. \uc624\ub298 \ud31f\uce90\uc2a4\ud2b8 \uc601\uc0c1\uc744 \ud1b5\ud574 \uc5ec\ub7ec\ubd84\uc758 \uc18c\uc911\ud55c \uc740\ud1f4 \uc790\uc0b0\uc744 \uc9c0\ud0a4\uace0 \uc2e4\uc218\ub839\uc561\uc744 \uadf9\ub300\ud654\ud558\ub294 \ubc29\ubc95\uc744 \uaf2d \ud655\uc778\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<p data-path-to-node=\"9\"><b data-path-to-node=\"9\" data-index-in-node=\"0\">\u23f0 \ud0c0\uc784\uc2a4\ud0ec\ud504 (Time Stamps):<\/b> 00:00 \uc778\ud2b8\ub85c: \uc740\ud1f4 \uc790\uae08, \uc798 \ubaa8\uc73c\uace0 \uc798\ubabb \uc4f0\uba74 \uc190\ud574? 01:12 \uc798\ubabb\ub41c \uc778\ucd9c \uc21c\uc11c\uac00 \ubd80\ub974\ub294 \uc138\uae08 \ud568\uc815 (\uba54\ub514\ucf00\uc5b4 \ubcf4\ud5d8\ub8cc \uc778\uc0c1) 02:45 \uc804\ubb38\uac00 \ucd94\ucc9c \uc804\ub7b5 1: \uc0ac\ud68c\ubcf4\uc7a5\uc5f0\uae08 \uc218\ub839\uc740 70\uc138\uae4c\uc9c0! 04:20 \uc804\ubb38\uac00 \ucd94\ucc9c \uc804\ub7b5 2: 401k\uc640 IRA \uba3c\uc800 \uc368\uc57c \ud558\ub294 \uc774\uc720 06:10 \uc740\ud1f4 \uc9c1\ud6c4 &#8216;\uc18c\ub4dd \uacf5\ubc31\uae30(Gap Years)&#8217;\ub780? 07:55 \ud575\uc2ec \ube44\ubc95: \ub85c\uc2a4(Roth) \uacc4\uc88c \uc804\ud658\uc744 \ud1b5\ud55c \uc7a5\uae30 \uc808\uc138 09:30 \uacb0\ub860: \uc21c\uc11c\ub9cc \ubc14\uafd4\ub3c4 \uc740\ud1f4 \ud6c4 \uc2e4\uc9c8 \uc18c\ub4dd\uc774 \ub2ec\ub77c\uc9c4\ub2e4<\/p>\n<p data-path-to-node=\"10\">#\uc740\ud1f4\uc900\ube44 #\uc138\uae08\ucd5c\uc801\ud654 #\uc5f0\uae08\uc778\ucd9c\uc21c\uc11c #\uc0ac\ud68c\ubcf4\uc7a5\uc5f0\uae08 #401k #IRA #\ub85c\uc2a4\uc804\ud658 #\uc740\ud1f4\uc804\ub7b5 #\uc7ac\ud14c\ud06c #\ub178\ud6c4\uc790\uae08 #\uc138\uae08\ud3ed\ud0c4\ubc29\uc9c0 #\ubbf8\uad6d\uc740\ud1f4<\/p>\n<p data-path-to-node=\"10\">\uc81c\ud734 \ubb38\uc758 : info@seoulcast.com<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; &nbsp; \uc740\ud1f4 \uc900\ube44, \uc5f4\uc2ec\ud788 \ubaa8\uc73c\ub294 \uac83\ub9cc\ud07c\uc774\ub098 \uc911\uc694\ud55c \uac83\uc774 \ubc14\ub85c &#8216;\uc5b4\ub5bb\uac8c \ube7c \uc4f0\ub294\uac00&#8217;\uc785\ub2c8\ub2e4. \ub9ce\uc740 \ubd84\ub4e4\uc774 \uc740\ud1f4 \uc9c1\ud6c4 \uc0ac\ud68c\ubcf4\uc7a5\uc5f0\uae08\uc744 \uc870\uae30\uc5d0 \uc218\ub839\ud558\uc9c0\ub9cc, \uc774\ub294 \uc790\uce6b\ud558\uba74 \uc608\uc0c1\uce58 \ubabb\ud55c \uc138\uae08 \ud3ed\ud0c4\uc73c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc624\ub298 \ud31f\uce90\uc2a4\ud2b8 \uc601\uc0c1\uc5d0\uc11c\ub294 90%\uc758 \uc0ac\ub78c\ub4e4\uc774 \ub193\uce58\uace0 \uc788\ub294 \uc740\ud1f4 \uc790\uc0b0 \uc778\ucd9c\uc758 \ud669\uae08 \uc21c\uc11c\ub97c \uacf5\uac1c\ud569\ub2c8\ub2e4. \uc740\ud1f4 \ud6c4 \uc790\uc0b0 \uc778\ucd9c \uc21c\uc11c\uac00 \uc65c \uc911\uc694\ud560\uae4c\uc694? \uc798\ubabb\ub41c \uc21c\uc11c\ub85c \uc790\uae08\uc744 \uc778\ucd9c\ud560 \uacbd\uc6b0, \uc0ac\ud68c\ubcf4\uc7a5\uc5f0\uae08\uc5d0 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":248,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"episode_type":"audio","audio_file":"","cover_image":"http:\/\/seoulcast.com\/wp-content\/uploads\/2025\/12\/Untitled-design-2025-12-30T030226.575.png","cover_image_id":"248","duration":"","filesize":"","date_recorded":"","explicit":"","block":"","itunes_episode_number":"","itunes_title":"","itunes_season_number":"","itunes_episode_type":"","filesize_raw":""},"tags":[127,128,139,403,477,628,825,640,826,614,633,830,641,629,828,831,618,635,619,617,632,630,625,622,631,626,634,110,616,342,621,824,615,381,823,833,627,624,637,639,834,623,572,636,822,832,821,829,827,638,102,398,571,620],"series":[82],"class_list":["post-247","podcast","type-podcast","status-publish","has-post-thumbnail","hentry","tag-127","tag-128","tag-139","tag-401k","tag-401k-","tag-ira","tag-ira--","tag-podcast","tag-roth-ira-","tag-seoulcast-usa","tag-633","tag-830","tag-641","tag-629","tag-828","tag-831","tag-618","tag-635","tag-619","tag-617","tag-632","tag-630","tag-625","tag-622","tag-631","tag-626","tag-634","tag-110","tag-616","tag-342","tag-621","tag-824","tag-usa","tag-381","tag-823","tag-833","tag-627","tag-624","tag-637","tag-639","tag-834","tag-623","tag-572","tag-636","tag-822","tag-832","tag-821","tag-829","tag-827","tag-638","tag-102","tag-398","tag-571","tag-620","series-82"],"episode_featured_image":"https:\/\/seoulcast.com\/wp-content\/uploads\/2025\/12\/Untitled-design-2025-12-30T030226.575.png","episode_player_image":"https:\/\/seoulcast.com\/wp-content\/uploads\/2025\/12\/Untitled-design-2025-12-30T030226.575.png","download_link":"","player_link":"","audio_player":false,"episode_data":{"playerMode":"dark","subscribeUrls":{"apple_podcasts":{"key":"apple_podcasts","url":"","label":"Apple Podcasts","class":"apple_podcasts","icon":"apple-podcasts.png"},"stitcher":{"key":"stitcher","url":"","label":"Stitcher","class":"stitcher","icon":"stitcher.png"},"google_podcasts":{"key":"google_podcasts","url":"","label":"Google Podcasts","class":"google_podcasts","icon":"google-podcasts.png"},"spotify":{"key":"spotify","url":"","label":"Spotify","class":"spotify","icon":"spotify.png"}},"rssFeedUrl":"https:\/\/seoulcast.com\/?feed=podcast&podcast_series=%ec%9d%80%ed%87%b4%ec%9d%b4%ec%95%bc%ea%b8%b0","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"gX3qAwXJUF\"><a href=\"https:\/\/seoulcast.com\/?podcast=retirement-tax-topedo-70\">\uc740\ud1f4 \uc790\uae08, \uc798\ubabb \ube7c\uc4f0\uba74 \uc138\uae08 \ud3ed\ud0c4 \ub9de\uc2b5\ub2c8\ub2e4!<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/seoulcast.com\/?podcast=retirement-tax-topedo-70&#038;embed=true#?secret=gX3qAwXJUF\" width=\"500\" height=\"350\" title=\"&#8220;\uc740\ud1f4 \uc790\uae08, \uc798\ubabb \ube7c\uc4f0\uba74 \uc138\uae08 \ud3ed\ud0c4 \ub9de\uc2b5\ub2c8\ub2e4!&#8221; &#8212; seoulcast\" data-secret=\"gX3qAwXJUF\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script>\n\/*! 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