{"id":249,"date":"2026-01-07T00:01:30","date_gmt":"2026-01-07T00:01:30","guid":{"rendered":"https:\/\/seoulcast.com\/?post_type=podcast&#038;p=249"},"modified":"2025-12-31T13:33:08","modified_gmt":"2025-12-31T13:33:08","slug":"2026-irs-senior-retirements","status":"publish","type":"podcast","link":"https:\/\/seoulcast.com\/?podcast=2026-irs-senior-retirements","title":{"rendered":"\ub2f9\uc2e0\uc758 \uc740\ud1f4 \uc790\uae08\uc774 \ub179\uace0 \uc788\ub2e4: 2026\ub144 \uc138\ubc95 \uac1c\uc815\uc758 \ucda9\uaca9\uc801 \uc9c4\uc2e4."},"content":{"rendered":"<p><iframe loading=\"lazy\" title=\"\" src=\"https:\/\/www.youtube.com\/embed\/zRpaWtrGcpA\" width=\"768\" height=\"432\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p>&nbsp;<\/p>\n<p data-path-to-node=\"6\">\ub2f9\uc2e0\uc758 \uc18c\uc911\ud55c \uc740\ud1f4 \uc790\uae08\uc774 \uc138\uae08\uc73c\ub85c \uc778\ud574 \uc870\uc6a9\ud788 \ub179\uc544\ub0b4\ub9ac\uace0 \uc788\ub2e4\ub294 \uc0ac\uc2e4, \uc54c\uace0 \uacc4\uc2ed\ub2c8\uae4c? 2026\ub144 \uc0c8\ub86d\uac8c \ub3c4\uc785\ub418\ub294 \uc138\uae08 \uc815\ucc45\ub4e4\uc740 \uc740\ud1f4\uc790\ub4e4\uc5d0\uac8c \uae30\ud68c\uc774\uc790 \ub3d9\uc2dc\uc5d0 \uac70\ub300\ud55c \uc704\ud611\uc785\ub2c8\ub2e4.<\/p>\n<p data-path-to-node=\"7\">65\uc138 \uc774\uc0c1\uc5d0\uac8c \uc81c\uacf5\ub418\ub294 &#8216;\uc2dc\ub2c8\uc5b4 \ubcf4\ub108\uc2a4 \uacf5\uc81c&#8217;\uc640 \uc8fc\ud0dd \uc18c\uc720\uc790\ub97c \uc704\ud55c &#8216;SALT \uacf5\uc81c \ud55c\ub3c4 \ud655\ub300&#8217; \uc18c\uc2dd\uc740 \ubc18\uac11\uc9c0\ub9cc, \uc18c\ub4dd\uc774 \ub192\ub2e4\uba74 \uc774 \ud61c\ud0dd\ub4e4\uc740 \uadf8\ub9bc\uc758 \ub5a1\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub354 \ubb34\uc11c\uc6b4 \uac83\uc740 \uacfc\uac70 \uc18c\ub4dd\uc744 \uae30\uc900\uc73c\ub85c \ub0a0\uc544\uc624\ub294 &#8216;\uba54\ub514\ucf00\uc5b4 \ubcf4\ud5d8\ub8cc \ud3ed\ud0c4(IRMAA)&#8217;\uc785\ub2c8\ub2e4. \uc900\ube44 \uc5c6\uc774 \ub9de\uc774\ud588\ub2e4\uac00\ub294 \uc5ec\uc720\ub85c\uc6b4 \ub178\ud6c4\ub97c \uc704\ud574 \ubaa8\uc544\ub454 \uc790\uae08\uc5d0 \ud070 \ud0c0\uaca9\uc744 \uc785\uac8c \ub429\ub2c8\ub2e4.<\/p>\n<p data-path-to-node=\"8\">\uc774\uc81c\ub294 \ubc29\uc5b4\uac00 \uc544\ub2cc \uacf5\uaca9\uc801\uc778 \uc808\uc138 \uc804\ub7b5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc774 \ud31f\uce90\uc2a4\ud2b8 \uc601\uc0c1\uc5d0\uc11c\ub294 2026\ub144 \ub2ec\ub77c\uc9c0\ub294 \uc138\uae08 \ud658\uacbd\uc744 \uc0c1\uc138\ud788 \ubd84\uc11d\ud558\uace0, \uba54\ub514\ucf00\uc5b4 \ud3ed\ud0c4\uc744 \ud53c\ud558\ub294 \uc2e4\uc9c8\uc801\uc778 \ubc29\ubc95\uacfc \ud568\uaed8 \ub85c\uc2a4(Roth) \uc804\ud658, \uc790\uc120 \uae30\ubd80 \uacf5\uc81c \ub4f1 \uc9c0\uae08 \ub2f9\uc7a5 \uc2e4\ud589\ud574\uc57c \ud560 \uc120\uc81c\uc801 \uacc4\ud68d\ub4e4\uc744 \ub0b1\ub0b1\uc774 \ud30c\ud5e4\uce69\ub2c8\ub2e4. \ubcc0\ud654\ud558\ub294 \uc138\ubc95 \uc18d\uc5d0\uc11c \ub2f9\uc2e0\uc758 \uc790\uc0b0\uc744 \ud655\uc2e4\ud558\uac8c \uc9c0\ud0a4\uace0 \uc138\uae08 \ud6a8\uc728\uc131\uc744 \uadf9\ub300\ud654\ud558\ub294 \ud575\uc2ec \uc804\ub7b5! \uc808\ub300 \ub193\uce58\uc9c0 \ub9c8\uc138\uc694.<\/p>\n<p data-path-to-node=\"9\"><b data-path-to-node=\"9\" data-index-in-node=\"0\">\u23f0 \ud0c0\uc784\uc2a4\ud0ec\ud504 (Time Stamps)<\/b> 00:00 \uc778\ud2b8\ub85c: 2026\ub144, \uc740\ud1f4 \uc790\uae08\uc774 \uc704\ud5d8\ud558\ub2e4? 01:25 65\uc138 \uc774\uc0c1 \ud544\ub3c5! &#8216;\uc2dc\ub2c8\uc5b4 \ubcf4\ub108\uc2a4&#8217;\uc758 \uc228\uaca8\uc9c4 \ud568\uc815 03:40 \uc8fc\ud0dd \uc18c\uc720\uc790 \uc8fc\ubaa9, SALT(\uc9c0\ubc29\uc138) \uacf5\uc81c \ud55c\ub3c4 \ud655\ub300\uc758 \uc9c4\uc2e4 05:50 \uc740\ud1f4\uc790\uc758 \uc801 1\ud638, &#8216;\uba54\ub514\ucf00\uc5b4 \ubcf4\ud5d8\ub8cc \ud3ed\ud0c4(IRMAA)&#8217; \ud53c\ud558\ub294 \ubc95 08:15 \uc138\uae08 \ud3ed\ud0c4 \ubc29\uc5b4\uc220 (1): \uc9c0\uae08 \ub2f9\uc7a5 \ub85c\uc2a4(Roth)\ub85c \uc804\ud658\ud574\uc57c \ud558\ub294 \uc774\uc720 10:30 \uc138\uae08 \ud3ed\ud0c4 \ubc29\uc5b4\uc220 (2): \uc790\uc120 \uae30\ubd80 \uacf5\uc81c(QCD) \ud65c\uc6a9 \uc804\ub7b5 12:10 \ub9c8\ubb34\ub9ac: \ubcc0\ud654\ud558\ub294 \uc138\ubc95, \ubbf8\ub9ac \uc900\ube44\ud558\ub294 \uc790\ub9cc\uc774 \uc0b4\uc544\ub0a8\ub294\ub2e4<\/p>\n<p data-path-to-node=\"10\">#\uc740\ud1f4\uc900\ube44 #2026\uc138\ubc95\uac1c\uc815 #\uc138\uae08\ud3ed\ud0c4 #\uc2dc\ub2c8\uc5b4\ubcf4\ub108\uc2a4 #\uba54\ub514\ucf00\uc5b4\ubcf4\ud5d8\ub8cc #\uc808\uc138\uc804\ub7b5 #\ub85c\uc2a4\uc804\ud658 #SALT\uacf5\uc81c #\uc740\ud1f4\uc790\uae08\uad00\ub9ac #\ubbf8\uad6d\uc138\uae08<\/p>\n<p data-path-to-node=\"10\">\uc81c\ud734 \ubb38\uc758 : info@seoulcast.com<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; \ub2f9\uc2e0\uc758 \uc18c\uc911\ud55c \uc740\ud1f4 \uc790\uae08\uc774 \uc138\uae08\uc73c\ub85c \uc778\ud574 \uc870\uc6a9\ud788 \ub179\uc544\ub0b4\ub9ac\uace0 \uc788\ub2e4\ub294 \uc0ac\uc2e4, \uc54c\uace0 \uacc4\uc2ed\ub2c8\uae4c? 2026\ub144 \uc0c8\ub86d\uac8c \ub3c4\uc785\ub418\ub294 \uc138\uae08 \uc815\ucc45\ub4e4\uc740 \uc740\ud1f4\uc790\ub4e4\uc5d0\uac8c \uae30\ud68c\uc774\uc790 \ub3d9\uc2dc\uc5d0 \uac70\ub300\ud55c \uc704\ud611\uc785\ub2c8\ub2e4. 65\uc138 \uc774\uc0c1\uc5d0\uac8c \uc81c\uacf5\ub418\ub294 &#8216;\uc2dc\ub2c8\uc5b4 \ubcf4\ub108\uc2a4 \uacf5\uc81c&#8217;\uc640 \uc8fc\ud0dd \uc18c\uc720\uc790\ub97c \uc704\ud55c &#8216;SALT \uacf5\uc81c \ud55c\ub3c4 \ud655\ub300&#8217; \uc18c\uc2dd\uc740 \ubc18\uac11\uc9c0\ub9cc, \uc18c\ub4dd\uc774 \ub192\ub2e4\uba74 \uc774 \ud61c\ud0dd\ub4e4\uc740 \uadf8\ub9bc\uc758 \ub5a1\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub354 \ubb34\uc11c\uc6b4 \uac83\uc740 \uacfc\uac70 \uc18c\ub4dd\uc744 \uae30\uc900\uc73c\ub85c \ub0a0\uc544\uc624\ub294 &#8216;\uba54\ub514\ucf00\uc5b4 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":250,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"episode_type":"audio","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"http:\/\/seoulcast.com\/wp-content\/uploads\/2025\/12\/Untitled-design-2025-12-31T050731.823.png","cover_image_id":"250","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","itunes_episode_number":"","itunes_title":"","itunes_season_number":"","itunes_episode_type":""},"tags":[127,128,139,836,403,628,640,840,614,844,633,842,641,839,629,838,841,618,635,619,617,632,630,625,622,631,626,634,110,616,342,621,615,381,843,627,837,624,637,639,623,572,636,835,638,102,398,845,571,620],"series":[82],"class_list":["post-249","podcast","type-podcast","status-publish","has-post-thumbnail","hentry","tag-127","tag-128","tag-139","tag-2026--","tag-401k","tag-ira","tag-podcast","tag-salt---","tag-seoulcast-usa","tag-844","tag-633","tag-842","tag-641","tag--ira--","tag-629","tag--irmaa","tag-841","tag-618","tag-635","tag-619","tag-617","tag-632","tag-630","tag-625","tag-622","tag-631","tag-626","tag-634","tag-110","tag-616","tag-342","tag-621","tag-usa","tag-381","tag-843","tag-627","tag-837","tag-624","tag-637","tag-639","tag-623","tag-572","tag-636","tag-835","tag-638","tag-102","tag-398","tag-845","tag-571","tag-620","series-82"],"episode_featured_image":"https:\/\/seoulcast.com\/wp-content\/uploads\/2025\/12\/Untitled-design-2025-12-31T050731.823.png","episode_player_image":"https:\/\/seoulcast.com\/wp-content\/uploads\/2025\/12\/Untitled-design-2025-12-31T050731.823.png","download_link":"","player_link":"","audio_player":false,"episode_data":{"playerMode":"dark","subscribeUrls":{"apple_podcasts":{"key":"apple_podcasts","url":"","label":"Apple Podcasts","class":"apple_podcasts","icon":"apple-podcasts.png"},"stitcher":{"key":"stitcher","url":"","label":"Stitcher","class":"stitcher","icon":"stitcher.png"},"google_podcasts":{"key":"google_podcasts","url":"","label":"Google Podcasts","class":"google_podcasts","icon":"google-podcasts.png"},"spotify":{"key":"spotify","url":"","label":"Spotify","class":"spotify","icon":"spotify.png"}},"rssFeedUrl":"https:\/\/seoulcast.com\/?feed=podcast&podcast_series=%ec%9d%80%ed%87%b4%ec%9d%b4%ec%95%bc%ea%b8%b0","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"jDQzz71Cqv\"><a href=\"https:\/\/seoulcast.com\/?podcast=2026-irs-senior-retirements\">\ub2f9\uc2e0\uc758 \uc740\ud1f4 \uc790\uae08\uc774 \ub179\uace0 \uc788\ub2e4: 2026\ub144 \uc138\ubc95 \uac1c\uc815\uc758 \ucda9\uaca9\uc801 \uc9c4\uc2e4.<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/seoulcast.com\/?podcast=2026-irs-senior-retirements&#038;embed=true#?secret=jDQzz71Cqv\" width=\"500\" height=\"350\" title=\"&#8220;\ub2f9\uc2e0\uc758 \uc740\ud1f4 \uc790\uae08\uc774 \ub179\uace0 \uc788\ub2e4: 2026\ub144 \uc138\ubc95 \uac1c\uc815\uc758 \ucda9\uaca9\uc801 \uc9c4\uc2e4.&#8221; &#8212; seoulcast\" data-secret=\"jDQzz71Cqv\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script>\n\/*! 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