{"id":1369,"date":"2026-05-24T19:41:23","date_gmt":"2026-05-24T10:41:23","guid":{"rendered":"https:\/\/seoulcast.com\/?p=1369"},"modified":"2026-05-24T19:41:24","modified_gmt":"2026-05-24T10:41:24","slug":"2026-%eb%af%b8-%ec%a4%91%ea%b0%84%ec%84%a0%ea%b1%b0-%ec%a7%80%ea%b8%88-%eb%8b%b4%ec%95%84%ec%95%bc-%ed%95%a0-%ec%88%98%ed%98%9c%ec%a3%bc-3%ea%b0%80%ec%a7%80-%ec%84%a0%ea%b1%b0-%ec%a0%84","status":"publish","type":"post","link":"https:\/\/seoulcast.com\/?p=1369","title":{"rendered":"2026 \ubbf8 \uc911\uac04\uc120\uac70, \uc9c0\uae08 \ub2f4\uc544\uc57c \ud560 \uc218\ud61c\uc8fc 3\uac00\uc9c0 \u2014 \uc120\uac70 \uc804 \uc120\uc81c \ub9e4\uc218 \uc804\ub7b5 \uc644\uc804 \uac00\uc774\ub4dc."},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><em>seoulcast.com | \uc0dd\uc0dd \ubbf8\uad6d \uc8fc\uc2dd \ub77c\ub514\uc624 | \ubbf8\uc99d\uc2dc \uc2dc\ud669 \ubd84\uc11d<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc5ed\uc0ac\ub294 \ubc18\ubcf5\ub429\ub2c8\ub2e4. \ubbf8\uad6d \uc911\uac04\uc120\uac70(Midterm Election)\uac00 \ub2e4\uac00\uc62c \ub54c\ub9c8\ub2e4 \uc6d4\uc2a4\ud2b8\ub9ac\ud2b8\ub294 \uc870\uc6a9\ud788, \uadf8\ub7ec\ub098 \uce58\ubc00\ud558\uac8c \uc6c0\uc9c1\uc785\ub2c8\ub2e4. \uc5b4\ub5a4 \uc815\ub2f9\uc774 \uc758\ud68c\ub97c \uc7a5\uc545\ud558\ub290\ub0d0\uc5d0 \ub530\ub77c \uc218\ud61c \uc139\ud130\uc640 \ud53c\ud574 \uc139\ud130\uac00 \uadf9\uba85\ud558\uac8c \uac08\ub9ac\uace0, \uc774\ub97c \ubbf8\ub9ac \uc77d\uc5b4\ub0b8 \ud22c\uc790\uc790\ub4e4\uc740 \uc120\uac70 \uc804 \uc800\ud3c9\uac00 \uad6c\uac04\uc5d0\uc11c \ud3ec\uc9c0\uc158\uc744 \uc7a1\uc544 \uc120\uac70 \uc774\ud6c4 \ub7a0\ub9ac\ub97c \ud1b5\uc9f8\ub85c \uac00\uc838\uac11\ub2c8\ub2e4. 2026\ub144 11\uc6d4, \ubbf8\uad6d \uc911\uac04\uc120\uac70\uae4c\uc9c0 \uc774\uc81c \uc57d 6\uac1c\uc6d4\uc774 \ub0a8\uc558\uc2b5\ub2c8\ub2e4. \uac1c\uc778 \ud22c\uc790\uc790\uc5d0\uac8c \uc774 6\uac1c\uc6d4\uc740 \uc808\ud638\uc758 \uae30\ud68c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc624\ub298 \uc0dd\uc0dd \ubbf8\uad6d \uc8fc\uc2dd \ub77c\ub514\uc624\uc5d0\uc11c\ub294 \uc5ed\ub300 \uc911\uac04\uc120\uac70 \ub370\uc774\ud130\ub97c \uae30\ubc18\uc73c\ub85c 2026\ub144 \uc120\uac70 \uad6d\uba74\uc5d0\uc11c \uc8fc\ubaa9\ud574\uc57c \ud560 \uc218\ud61c\uc8fc 3\uac00\uc9c0\ub97c \uc120\uc815\ud558\uace0, \uac01 \uc885\ubaa9\ubcc4 \ud22c\uc790 \ub17c\ub9ac\uc640 \uad6c\uccb4\uc801\uc778 \uc9c4\uc785 \uc804\ub7b5\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4. \ub2e8\uc21c\ud55c \uc815\uce58\uc801 \ud14c\ub9c8 \ud22c\uc790\uac00 \uc544\ub2d9\ub2c8\ub2e4. \ud380\ub354\uba58\ud138\uacfc \uc815\uce58 \uc0ac\uc774\ud074\uc774 \ub3d9\uc2dc\uc5d0 \ub9de\ubb3c\ub9ac\ub294 \ud76c\uadc0\ud55c \ud22c\uc790 \uae30\ud68c\ub97c \uc7a1\ub294 \uc804\ub7b5\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udccc \ud575\uc2ec \uc694\uc57d (Key Takeaways)<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uc911\uac04\uc120\uac70 \uc804\ud6c4 S&amp;P500\uc740 \uc5ed\uc0ac\uc801\uc73c\ub85c \uac15\uc138\ub97c \ubcf4\uc5ec\uc654\uc2b5\ub2c8\ub2e4.<\/strong> 1946\ub144 \uc774\ud6c4 \uc911\uac04\uc120\uac70 \ub2e4\uc74c \ud574 S&amp;P500\uc758 \ud3c9\uade0 \uc218\uc775\ub960\uc740 \uc57d +17%\ub85c, \uc77c\ubc18 \uc5f0\ub3c4 \ud3c9\uade0\uc744 \ud06c\uac8c \uc0c1\ud68c\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>2026\ub144 \uc911\uac04\uc120\uac70\uc758 \ud575\uc2ec \ubcc0\uc218\ub294 \ubc29\uc0b0\u00b7\uc778\ud504\ub77c\u00b7\uc5d0\ub108\uc9c0 \uc815\ucc45\uc785\ub2c8\ub2e4.<\/strong> \ud604\uc7ac \uc815\uce58 \uc9c0\ud615\uacfc \uc758\ud68c \uad8c\ub825 \uad6c\ub3c4 \ubcc0\ud654 \uc2dc\ub098\ub9ac\uc624\ub97c \uae30\ubc18\uc73c\ub85c \uc218\ud61c \uc139\ud130\ub97c \ubbf8\ub9ac \ud3ec\uc9c0\uc154\ub2dd\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc120\uac70 6\uac1c\uc6d4 \uc804\uc774 \uc5ed\uc0ac\uc801\uc73c\ub85c \uac00\uc7a5 \uc88b\uc740 \ub9e4\uc218 \ud0c0\uc774\ubc0d\uc785\ub2c8\ub2e4.<\/strong> \ubd88\ud655\uc2e4\uc131\uc774 \ucd5c\uace0\uc870\uc5d0 \ub2ec\ud55c \uc774 \uad6c\uac04\uc5d0\uc11c \uc218\ud61c\uc8fc\ub97c \uc120\uc81c \ub9e4\uc218\ud558\ub294 \uac83\uc774 \ud575\uc2ec \uc804\ub7b5\uc785\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">1. \uc911\uac04\uc120\uac70\uc640 \uc8fc\uc2dd \uc2dc\uc7a5: \uc5ed\uc0ac\uac00 \ub9d0\ud574\uc8fc\ub294 \uc9c4\uc2e4<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">\uc65c \uc911\uac04\uc120\uac70 \uc774\ud6c4 \uc8fc\uc2dd\uc774 \uc624\ub974\ub294\uac00?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\ubbf8\uad6d \uc911\uac04\uc120\uac70\uc640 \uc8fc\uc2dd \uc2dc\uc7a5\uc758 \uad00\uacc4\ub294 \ub370\uc774\ud130\ub85c \uba85\ud655\ud788 \uc99d\uba85\ub429\ub2c8\ub2e4. 1946\ub144 \uc774\ud6c4 \ubaa8\ub4e0 \uc911\uac04\uc120\uac70 \uc0ac\uc774\ud074\uc744 \ubd84\uc11d\ud55c \uacb0\uacfc, \uc911\uac04\uc120\uac70\uac00 \uc5f4\ub9ac\ub294 \ud574\uc758 S&amp;P500 \uc218\uc775\ub960\uc740 \ud3c9\uade0 \uc57d 0~5%\ub85c \ubd80\uc9c4\ud55c \uacbd\ud5a5\uc744 \ubcf4\uc785\ub2c8\ub2e4. \uc815\uce58\uc801 \ubd88\ud655\uc2e4\uc131\uc774 \ud22c\uc790 \uc2ec\ub9ac\ub97c \uc5b5\ub204\ub974\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc911\uac04\uc120\uac70\uac00 \ub05d\ub09c \uc9c1\ud6c4\ubd80\ud130 \ub2e4\uc74c \ud574\uae4c\uc9c0 S&amp;P500\uc740 \ud3c9\uade0 \uc57d +17%\uc758 \uac15\uc138\ub97c \ubcf4\uc5ec\uc654\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774 \ud328\ud134\uc758 \ud575\uc2ec \uc6d0\uc778\uc740 <strong>\ubd88\ud655\uc2e4\uc131 \ud574\uc18c(Uncertainty Resolution)<\/strong> \uc785\ub2c8\ub2e4. \ud22c\uc790\uc790\ub4e4\uc774 \uac00\uc7a5 \uc2eb\uc5b4\ud558\ub294 \uac83\uc740 \ud558\ub77d\uc774 \uc544\ub2c8\ub77c \uc608\uce21 \ubd88\uac00\ub2a5\uc131\uc785\ub2c8\ub2e4. \uc120\uac70 \uacb0\uacfc\uac00 \ub098\uc624\uba74, \uc5b4\ub5a4 \uc815\ub2f9\uc774 \uc774\uae30\ub4e0 \ud5a5\ud6c4 2\ub144\uac04\uc758 \uc815\ucc45 \ubc29\ud5a5\uc774 \uc5b4\ub290 \uc815\ub3c4 \uac00\uc2dc\ud654\ub429\ub2c8\ub2e4. \uc774 \uc21c\uac04 \uc2dc\uc7a5\uc5d0 \uc5b5\ub20c\ub824 \uc788\ub358 \ud22c\uc790 \uc218\uc694\uac00 \ud55c\uaebc\ubc88\uc5d0 \ud3ed\ubc1c\ud558\uba70 \ub7a0\ub9ac\uac00 \uc2dc\uc791\ub429\ub2c8\ub2e4. \uace8\ub4dc\ub9cc\uc0ad\uc2a4, \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74 \ub4f1 \uc8fc\uc694 \ud22c\uc790\uc740\ud589\ub4e4\uc774 &#8220;\uc911\uac04\uc120\uac70 \uc774\ud6c4 12\uac1c\uc6d4\uc740 \uc8fc\uc2dd\uc744 \uc0ac\uc57c \ud560 \ub54c&#8221;\ub77c\uace0 \uacf5\ud1b5\uc801\uc73c\ub85c \uad8c\uace0\ud558\ub294 \uac83\ub3c4 \uc774 \ub370\uc774\ud130\ub97c \uae30\ubc18\uc73c\ub85c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">2026\ub144 \uc911\uac04\uc120\uac70\uc758 \ud2b9\uc218\uc131: \ubb34\uc5c7\uc774 \ub2e4\ub978\uac00?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">2026\ub144 \uc911\uac04\uc120\uac70\ub294 \uba87 \uac00\uc9c0 \ub3c5\ud2b9\ud55c \ud2b9\uc131\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud604\uc7ac \uacf5\ud654\ub2f9\uc774 \uc0c1\ud558\uc6d0 \ubaa8\ub450\ub97c \uc7a5\uc545\ud558\uace0 \uc788\ub294 \uc0c1\ud669\uc5d0\uc11c, \uc5ed\uc0ac\uc801\uc73c\ub85c \uc9d1\uad8c\ub2f9\uc740 \uc911\uac04\uc120\uac70\uc5d0\uc11c \uc758\uc11d\uc744 \uc783\ub294 \uacbd\ud5a5\uc774 \uac15\ud569\ub2c8\ub2e4. 1946\ub144 \uc774\ud6c4 \ud3c9\uade0\uc801\uc73c\ub85c \uc9d1\uad8c\ub2f9\uc740 \uc911\uac04\uc120\uac70\uc5d0\uc11c \ud558\uc6d0 \uc57d 27\uc11d, \uc0c1\uc6d0 \uc57d 4\uc11d\uc744 \uc783\uc5c8\uc2b5\ub2c8\ub2e4. \ub9cc\uc57d \ubbfc\uc8fc\ub2f9\uc774 \ud558\uc6d0 \ub610\ub294 \uc0c1\uc6d0 \uc911 \ud558\ub098\ub77c\ub3c4 \ud0c8\ud658\ud55c\ub2e4\uba74, \uc774\ub978\ubc14 <strong>\ubd84\uc810 \uc815\ubd80(Divided Government)<\/strong> \uac00 \ud615\uc131\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud765\ubbf8\ub86d\uac8c\ub3c4, \uc5ed\uc0ac \ub370\uc774\ud130\ub294 \ubd84\uc810 \uc815\ubd80 \uad6d\uba74\uc5d0\uc11c \uc8fc\uc2dd \uc2dc\uc7a5\uc774 \uc624\ud788\ub824 \ub354 \uc88b\uc740 \uc131\uacfc\ub97c \ubcf4\uc774\ub294 \uacbd\ud5a5\uc774 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \uc5b4\ub290 \ud55c\ucabd\uc774 \uadf9\ub2e8\uc801\uc778 \uc815\ucc45\uc744 \ubc00\uc5b4\ubd99\uc774\uae30 \uc5b4\ub824\uc6cc\uc9c0\uba74\uc11c \uc815\ucc45 \ubd88\ud655\uc2e4\uc131\uc774 \uc904\uc5b4\ub4e4\uace0, \uc2dc\uc7a5 \uce5c\ud654\uc801\uc778 \uade0\ud615\uc774 \ud615\uc131\ub418\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. 2026\ub144 \uc120\uac70\uc5d0\uc11c \ubd84\uc810 \uc815\ubd80 \uc2dc\ub098\ub9ac\uc624\uac00 \uc2e4\ud604\ub41c\ub2e4\uba74, \uc774\ub294 \uc8fc\uc2dd \uc2dc\uc7a5\uc5d0 \uc911\ub9bd \uc774\uc0c1\uc758 \ud638\uc7ac\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">2. \uc218\ud61c\uc8fc \u2460: \ub85d\ud788\ub4dc \ub9c8\ud2f4 (LMT) \u2014 \ubc29\uc0b0\uc740 \uc815\uce58\ub97c \ud0c0\uc9c0 \uc54a\ub294\ub2e4<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">\uc65c \ubc29\uc0b0\uc8fc\uc778\uac00: \ucd08\ub2f9\uc801 \uc9c0\uc9c0\uc758 \ud798<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\ubbf8\uad6d \ubc29\uc704 \uc0b0\uc5c5\uc740 \ubbfc\uc8fc\ub2f9\uc774 \uc774\uae30\ub4e0 \uacf5\ud654\ub2f9\uc774 \uc774\uae30\ub4e0 \uc608\uc0b0\uc774 \uc904\uc9c0 \uc54a\ub294 \ud76c\uadc0\ud55c \uc139\ud130\uc785\ub2c8\ub2e4. \uc6b0\ud06c\ub77c\uc774\ub098\u00b7\ub7ec\uc2dc\uc544 \uc804\uc7c1\uc758 \uc7a5\uae30\ud654, \uc911\ub3d9 \uae34\uc7a5 \uace0\uc870, \ub300\ub9cc \ud574\ud611 \ub9ac\uc2a4\ud06c, \uadf8\ub9ac\uace0 \uc911\uad6d\uc758 \uad70\ube44 \uc99d\uac15 \u2014 \uc774 \ubaa8\ub4e0 \uc9c0\uc815\ud559\uc801 \ubcc0\uc218\ub4e4\uc774 \ubbf8\uad6d\uc758 \uad6d\ubc29 \uc608\uc0b0\uc744 \uad6c\uc870\uc801\uc73c\ub85c \uc99d\uac00\uc2dc\ud0a4\ub294 \ud798\uc73c\ub85c \uc791\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2025\ub144 \ubbf8\uad6d \uad6d\ubc29 \uc608\uc0b0\uc740 \uc57d 8,500\uc5b5 \ub2ec\ub7ec\ub85c \uc5ed\ub300 \ucd5c\ub300 \uc218\uc900\uc774\uba70, 2026\ub144\uc5d0\ub3c4 \uc774 \uae30\uc870\uac00 \uc720\uc9c0\ub420 \uc804\ub9dd\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub85d\ud788\ub4dc \ub9c8\ud2f4(LMT)\uc740 \ubbf8\uad6d \ucd5c\ub300\uc758 \ubc29\uc0b0 \uae30\uc5c5\uc73c\ub85c, F-35 \uc804\ud22c\uae30, \ud328\ud2b8\ub9ac\uc5b4\ud2b8 \ubbf8\uc0ac\uc77c \uc2dc\uc2a4\ud15c, \ube14\ub799\ud638\ud06c \ud5ec\ub9ac\ucf65\ud130 \ub4f1 \ud575\uc2ec \ubb34\uae30 \uccb4\uacc4\ub97c \ub3c5\uc810\uc801\uc73c\ub85c \uacf5\uae09\ud569\ub2c8\ub2e4. \uc218\uc8fc \uc794\uace0(Backlog)\ub294 \uc57d 1,600\uc5b5 \ub2ec\ub7ec \uc774\uc0c1\uc73c\ub85c, \ud5a5\ud6c4 5~7\ub144\uac04\uc758 \ub9e4\ucd9c\uc774 \uc774\ubbf8 \ud655\ubcf4\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uacbd\uae30 \uce68\uccb4\ub098 \uc815\uce58 \ubcc0\ud654\uc5d0\ub3c4 \uc2e4\uc801\uc774 \ud06c\uac8c \ud754\ub4e4\ub9ac\uc9c0 \uc54a\ub294 \uad6c\uc870\uc801 \uc548\uc815\uc131\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\ud22c\uc790 \uc9c0\ud45c\uc640 \ubc38\ub958\uc5d0\uc774\uc158<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\ub85d\ud788\ub4dc \ub9c8\ud2f4\uc758 \ud604\uc7ac \uc120\ud589 P\/E\ub294 \uc57d 17~19\ubc30 \uc218\uc900\uc73c\ub85c, S&amp;P500 \ud3c9\uade0(\uc57d 21~23\ubc30) \ub300\ube44 \ud560\uc778\ub41c \ubc38\ub958\uc5d0\uc774\uc158\uc5d0 \uac70\ub798\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubc30\ub2f9\uc218\uc775\ub960\uc740 \uc57d 2.7~3.0%\ub85c, \ubc29\uc5b4\uc801 \ubc30\ub2f9\uc8fc\uc758 \ud2b9\uc131\ub3c4 \uacb8\ube44\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc790\uc0ac\uc8fc \ub9e4\uc785\ub3c4 \uafb8\uc900\ud788 \uc9c4\ud589\ub418\uace0 \uc788\uc5b4, \uc8fc\ub2f9 \uc21c\uc774\uc775(EPS) \uc131\uc7a5\uc5d0 \uae0d\uc815\uc801\uc73c\ub85c \uc791\uc6a9\ud569\ub2c8\ub2e4. \uc911\uac04\uc120\uac70 \ubd88\ud655\uc2e4\uc131\uc73c\ub85c \uc2dc\uc7a5 \uc804\uccb4\uac00 \ub20c\ub9ac\ub294 \uad6c\uac04\uc5d0\uc11c LMT\ub294 \uc0c1\ub300\uc801\uc73c\ub85c \ubc29\uc5b4\uc801 \uc131\uaca9\uc744 \ubcf4\uc774\uba74\uc11c\ub3c4, \uc120\uac70 \uc774\ud6c4 \uad6d\ubc29 \uc608\uc0b0 \uc99d\uac00 \uae30\ub300\uac10\uc73c\ub85c \ubc18\ub4f1\ud560 \uc218 \uc788\ub294 \uc774\uc911 \ub9e4\ub825\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubbf8\uad6d \uac70\uc8fc \ud22c\uc790\uc790\ub77c\uba74 LMT\ub97c 401(k) \ub610\ub294 IRA \uacc4\uc88c \uc548\uc5d0\uc11c \ubcf4\uc720\ud574 \ubc30\ub2f9\uc758 \uc138\uae08 \uc774\uc5f0 \ud6a8\uacfc\ub97c \ub204\ub9ac\ub294 \uac83\uc774 \uc720\ub9ac\ud569\ub2c8\ub2e4. \ud55c\uad6d \uac70\uc8fc\uc790\ub77c\uba74 \uc5f0\uac04 \ubc30\ub2f9\uae08\uc774 250\ub9cc \uc6d0 \uacf5\uc81c \ud55c\ub3c4 \ub0b4\uc5d0\uc11c \uad00\ub9ac\ub420 \uc218 \uc788\ub3c4\ub85d \ubcf4\uc720 \uc218\ub7c9\uc744 \uc870\uc808\ud558\uace0, \uc591\ub3c4\ucc28\uc775 \ubc1c\uc0dd \uc2dc Tax Loss Harvesting \uc804\ub7b5\uacfc \ubcd1\ud589\ud558\ub294 \uac83\uc774 \uc808\uc138\uc5d0 \ud6a8\uacfc\uc801\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">3. \uc218\ud61c\uc8fc \u2461: \uce90\ud130\ud544\ub7ec (CAT) \u2014 \uc778\ud504\ub77c \ubc95\uc548\uc758 \ucd5c\ub300 \uc218\ud61c\uc790<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">\uc120\uac70 \uc774\ud6c4 \uc778\ud504\ub77c \ud22c\uc790 \uac00\uc18d\ud654 \uc2dc\ub098\ub9ac\uc624<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">2021\ub144 \ud1b5\uacfc\ub41c \ucd08\ub2f9\uc801 \uc778\ud504\ub77c \ud22c\uc790\ubc95(Bipartisan Infrastructure Law)\uc740 \uc57d 1\uc870 2,000\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\uc758 \ubbf8\uad6d \uc778\ud504\ub77c \ud604\ub300\ud654 \uc608\uc0b0\uc744 5~10\ub144\uc5d0 \uac78\uccd0 \uc9d1\ud589\ud558\ub3c4\ub85d \uc124\uacc4\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \ub3c4\ub85c, \uad50\ub7c9, \ucca0\ub3c4, \ud56d\ub9cc, \uc804\ub825\ub9dd, \uad11\ub300\uc5ed \uc778\ud130\ub137 \u2014 \ubbf8\uad6d \uc804\uc5ed\uc758 \ub0a1\uc740 \uc778\ud504\ub77c\ub97c \uc7ac\uac74\ud558\ub294 \uc774 \uac70\ub300\ud55c \uc0ac\uc5c5\uc740 \uc815\uad8c\uc774 \ubc14\ub00c\uc5b4\ub3c4 \uba48\ucd94\uae30 \uc5b4\ub824\uc6b4 \ubc95\uc801 \uad6c\uc18d\ub825\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc774 \uc778\ud504\ub77c \uc7ac\uac74 \uc0ac\uc5c5\uc758 \ud575\uc2ec \uc218\ud61c \uae30\uc5c5\uc774 \ubc14\ub85c <strong>\uce90\ud130\ud544\ub7ec(CAT)<\/strong> \uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uce90\ud130\ud544\ub7ec\ub294 \uad74\ucc29\uae30, \ubd88\ub3c4\uc800, \ud06c\ub808\uc778 \ub4f1 \uac74\uc124 \uc911\uc7a5\ube44 \ubd84\uc57c\uc758 \uc138\uacc4 1\uc704 \uae30\uc5c5\uc785\ub2c8\ub2e4. \ubbf8\uad6d \ub0b4 \uc778\ud504\ub77c \uacf5\uc0ac\uac00 \uc2dc\uc791\ub418\ub294 \uacf3\ub9c8\ub2e4 \uce90\ud130\ud544\ub7ec\uc758 \ub178\ub780 \uc7a5\ube44\ub4e4\uc774 \ub4f1\uc7a5\ud569\ub2c8\ub2e4. \uc911\uac04\uc120\uac70 \uc774\ud6c4 \uc0c8\ub85c\uc6b4 \uc758\ud68c\uac00 \uad6c\uc131\ub418\uace0 \uc778\ud504\ub77c \uc608\uc0b0 \uc9d1\ud589\uc774 \ubcf8\uaca9\ud654\ub418\uba74, \uce90\ud130\ud544\ub7ec\uc758 \ubd81\ubbf8 \uac74\uc124 \uc7a5\ube44 \uc218\uc8fc\uac00 \uc99d\uac00\ud558\ub294 \uc9c1\uc811\uc801\uc778 \uc218\ud61c\uac00 \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\uae00\ub85c\ubc8c \uad11\uc5c5\u00b7\uc5d0\ub108\uc9c0 \uc218\uc694\ub77c\ub294 \ucd94\uac00 \ubaa8\uba58\ud140<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\uce90\ud130\ud544\ub7ec\uc758 \ub610 \ub2e4\ub978 \uac15\uc810\uc740 \uad11\uc5c5(Mining) \ubd80\ubb38\uc785\ub2c8\ub2e4. AI \ub370\uc774\ud130\uc13c\ud130 \ud655\uc7a5\uc5d0 \ub530\ub978 \uc804\ub825 \uc218\uc694 \uc99d\uac00 \u2192 \uad6c\ub9ac, \ub9ac\ud2ac, \ud76c\ud1a0\ub958 \ub4f1 \uad11\ubb3c \uc218\uc694 \uae09\uc99d \u2192 \uad11\uc0b0 \uac1c\ubc1c \ud22c\uc790 \ud655\ub300 \u2192 \uce90\ud130\ud544\ub7ec \uad11\uc5c5 \uc7a5\ube44 \uc218\uc694 \uc99d\uac00\ub77c\ub294 \uc120\uc21c\ud658 \uace0\ub9ac\uac00 \ud615\uc131\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c 2024\ub144 \uce90\ud130\ud544\ub7ec\uc758 \uc790\uc6d0 \uc0b0\uc5c5(Resource Industries) \ubd80\ubb38 \ub9e4\ucd9c\uc740 AI \uc778\ud504\ub77c \ud22c\uc790 \ubd90\uacfc \ud568\uaed8 \uacac\uc870\ud55c \uc131\uc7a5\uc744 \uc774\uc5b4\uac14\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud604\uc7ac \uce90\ud130\ud544\ub7ec\uc758 \uc120\ud589 P\/E\ub294 \uc57d 16~18\ubc30\ub85c, \uc5ed\uc0ac\uc801 \ud3c9\uade0 \uc218\uc900\uc5d0\uc11c \uac70\ub798\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubc30\ub2f9\uc218\uc775\ub960\uc740 \uc57d 1.5~1.8%\uc774\uba70, 30\ub144 \uc774\uc0c1 \ubc30\ub2f9\uc744 \uafb8\uc900\ud788 \ub298\ub824\uc628 \ubc30\ub2f9 \uadc0\uc871\uc8fc(Dividend Aristocrat)\uc785\ub2c8\ub2e4. \uacbd\uae30 \uc21c\ud658\uc8fc \ud2b9\uc131\uc0c1 \uacbd\uae30 \uce68\uccb4 \uc2dc \uc8fc\uac00 \ubcc0\ub3d9\uc131\uc774 \ud06c\ub2e4\ub294 \uc810\uc740 \ub9ac\uc2a4\ud06c \uc694\uc778\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc778\ud504\ub77c \ubc95\uc548\uc758 \uc7a5\uae30\uc801\uc778 \uc608\uc0b0 \uc9d1\ud589\uacfc \uae00\ub85c\ubc8c \uad11\uc5c5 \uc218\uc694 \uc99d\uac00\uac00 \ub9de\ubb3c\ub9ac\ub294 2026~2028\ub144 \uad6c\uac04\uc740 \uce90\ud130\ud544\ub7ec\uc5d0\uac8c \uad6c\uc870\uc801 \uc131\uc7a5 \uae30\ud68c\uac00 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">4. \uc218\ud61c\uc8fc \u2462: \ub125\uc2a4\ud2b8\uc5d0\ub77c \uc5d0\ub108\uc9c0 (NEE) \u2014 \uc5d0\ub108\uc9c0 \uc804\ud658\uc758 \uc218\ud61c, \uc815\uce58\ub97c \ucd08\uc6d4\ud558\ub2e4<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">\uc65c \uc5d0\ub108\uc9c0 \uc804\ud658\uc8fc\uac00 \uc911\uac04\uc120\uac70 \uc218\ud61c\uc8fc\uc778\uac00?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\uc5d0\ub108\uc9c0 \uc815\ucc45\uc740 \ubbfc\uc8fc\ub2f9\uacfc \uacf5\ud654\ub2f9 \uc0ac\uc774\uc5d0\uc11c \uac00\uc7a5 \ucca8\uc608\ud558\uac8c \uac08\ub9ac\ub294 \uc774\uc288 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \ubbfc\uc8fc\ub2f9\uc740 \uc7ac\uc0dd\uc5d0\ub108\uc9c0 \ud655\ub300\ub97c, \uacf5\ud654\ub2f9\uc740 \ud654\uc11d\uc5f0\ub8cc \uc0dd\uc0b0 \uc99d\ub300\ub97c \uc120\ud638\ud569\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \uc5b4\ub5a4 \uc5d0\ub108\uc9c0 \uae30\uc5c5\uc774 \ub204\uac00 \uc774\uae30\ub4e0 \uc218\ud61c\ub97c \ubc1b\uc744 \uc218 \uc788\uc744\uae4c\uc694? \ubc14\ub85c <strong>\ub125\uc2a4\ud2b8\uc5d0\ub77c \uc5d0\ub108\uc9c0(NEE)<\/strong> \uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub125\uc2a4\ud2b8\uc5d0\ub77c \uc5d0\ub108\uc9c0\ub294 \ubbf8\uad6d \ucd5c\ub300\uc758 \uc720\ud2f8\ub9ac\ud2f0 \uae30\uc5c5\uc774\uc790, \uc138\uacc4 \ucd5c\ub300\uc758 \ud0dc\uc591\uad11\u00b7\ud48d\ub825 \ubc1c\uc804 \uc0ac\uc5c5\uc790\uc785\ub2c8\ub2e4. \uac89\uc73c\ub85c \ubcf4\uba74 \uc7ac\uc0dd\uc5d0\ub108\uc9c0 \uae30\uc5c5\ucc98\ub7fc \ubcf4\uc774\uc9c0\ub9cc, \uc2e4\uc9c8\uc801\uc73c\ub85c\ub294 \ud50c\ub85c\ub9ac\ub2e4 \uc8fc\ubbfc \uc57d 600\ub9cc \uba85\uc5d0\uac8c \uc804\uae30\ub97c \uacf5\uae09\ud558\ub294 <strong>\uaddc\uc81c \uc720\ud2f8\ub9ac\ud2f0(Regulated Utility)<\/strong> \uae30\uc5c5\uc785\ub2c8\ub2e4. \uaddc\uc81c \uc720\ud2f8\ub9ac\ud2f0\ub294 \uc8fc \uc815\ubd80\ub85c\ubd80\ud130 \uc11c\ube44\uc2a4 \uc9c0\uc5ed\uc744 \ub3c5\uc810\uc73c\ub85c \ubd80\uc5ec\ubc1b\uace0, \uc694\uae08\ub3c4 \uaddc\uc81c \ub2f9\uad6d\uc774 \uc2b9\uc778\ud55c \uc218\uc900\uc73c\ub85c \uc9d5\uc218\ud569\ub2c8\ub2e4. \uacbd\uae30 \uce68\uccb4\uac00 \uc624\ub4e0 \uc815\uad8c\uc774 \ubc14\ub00c\ub4e0 \uc804\uae30 \uc0ac\uc6a9\ub7c9\uc740 \uc904\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0, \uc548\uc815\uc801\uc778 \ud604\uae08\ud750\ub984\uc774 \uad6c\uc870\uc801\uc73c\ub85c \ubcf4\uc7a5\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">AI \ub370\uc774\ud130\uc13c\ud130 \uc804\ub825 \uc218\uc694\uc758 \uc228\uc740 \uc218\ud61c\uc790<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\ub125\uc2a4\ud2b8\uc5d0\ub77c \uc5d0\ub108\uc9c0\uac00 2026\ub144 \uc911\uac04\uc120\uac70 \uc218\ud61c\uc8fc\ub85c \ub354\uc6b1 \uc8fc\ubaa9\ubc1b\ub294 \uc774\uc720\ub294 <strong>AI \ub370\uc774\ud130\uc13c\ud130 \uc804\ub825 \uc218\uc694 \ud3ed\uc99d<\/strong> \ub54c\ubb38\uc785\ub2c8\ub2e4. \ub9c8\uc774\ud06c\ub85c\uc18c\ud504\ud2b8, \uad6c\uae00, \uc544\ub9c8\uc874, \uba54\ud0c0 \ubaa8\ub450 \ud0c4\uc18c \uc911\ub9bd(Carbon Neutral) \ubaa9\ud45c\ub97c \uacf5\uc5b8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub300\uaddc\ubaa8 \ub370\uc774\ud130\uc13c\ud130\ub97c \uc6b4\uc601\ud558\uba74\uc11c \ud0c4\uc18c \ubc30\ucd9c\uc744 \uc904\uc774\ub824\uba74, \uc7ac\uc0dd\uc5d0\ub108\uc9c0\ub85c \uc0dd\uc0b0\ub41c \uc804\ub825\uc744 \ub300\uaddc\ubaa8\ub85c \uc870\ub2ec\ud574\uc57c \ud569\ub2c8\ub2e4. \ub125\uc2a4\ud2b8\uc5d0\ub77c \uc5d0\ub108\uc9c0\ub294 \uc774 \uae30\uc5c5\uc6a9 \uc7ac\uc0dd\uc5d0\ub108\uc9c0 \uc870\ub2ec \uc2dc\uc7a5\uc5d0\uc11c \uc555\ub3c4\uc801\uc778 1\uc704 \uc0ac\uc5c5\uc790\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud604\uc7ac \ub125\uc2a4\ud2b8\uc5d0\ub77c \uc5d0\ub108\uc9c0\uc758 \uc218\uc8fc \ud30c\uc774\ud504\ub77c\uc778\uc5d0\ub294 \uc57d 300GW \uc774\uc0c1\uc758 \uc7ac\uc0dd\uc5d0\ub108\uc9c0 \ud504\ub85c\uc81d\ud2b8\uac00 \ub300\uae30 \uc911\uc785\ub2c8\ub2e4. \uc774 \uc911 \uc0c1\ub2f9 \ubd80\ubd84\uc774 \ube45\ud14c\ud06c \uae30\uc5c5\ub4e4\uacfc\uc758 \uc7a5\uae30 \uc804\ub825 \uad6c\ub9e4 \uacc4\uc57d(PPA, Power Purchase Agreement)\uc73c\ub85c \uad6c\uc131\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. PPA\ub294 \ud1b5\uc0c1 10~20\ub144\uc758 \uace0\uc815 \uac00\uaca9 \uacc4\uc57d\uc774\uae30 \ub54c\ubb38\uc5d0, \ud55c \ubc88 \uccb4\uacb0\ub418\uba74 \uc548\uc815\uc801\uc778 \uc7a5\uae30 \ub9e4\ucd9c\uc774 \ud655\ubcf4\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc38\ub958\uc5d0\uc774\uc158 \uce21\uba74\uc5d0\uc11c \ub125\uc2a4\ud2b8\uc5d0\ub77c \uc5d0\ub108\uc9c0\ub294 \ud604\uc7ac \uc120\ud589 P\/E \uc57d 19~22\ubc30\ub85c, \uc720\ud2f8\ub9ac\ud2f0 \uc139\ud130 \ud3c9\uade0 \ub300\ube44 \ud504\ub9ac\ubbf8\uc5c4\uc5d0 \uac70\ub798\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ud504\ub9ac\ubbf8\uc5c4\uc740 \uc131\uc7a5\uc131\uacfc AI \uc218\ud61c \uae30\ub300\uac10\uc774 \ubc18\uc601\ub41c \uacb0\uacfc\uc785\ub2c8\ub2e4. \ubc30\ub2f9\uc218\uc775\ub960\uc740 \uc57d 3.0~3.3%\ub85c \uc720\ud2f8\ub9ac\ud2f0 \uc139\ud130 \ud2b9\uc131\uc0c1 \uc548\uc815\uc801\uc778 \ubc30\ub2f9\uc744 \uc81c\uacf5\ud558\uba70, \ubc30\ub2f9\ub3c4 \ub9e4\ub144 \uafb8\uc900\ud788 \uc778\uc0c1\ud574\uc654\uc2b5\ub2c8\ub2e4. \uae08\ub9ac \uc778\ud558 \uc0ac\uc774\ud074\uc774 \ubcf8\uaca9\ud654\ub418\uba74 \uc720\ud2f8\ub9ac\ud2f0 \uc139\ud130 \uc804\uccb4\uac00 \uc7ac\ud3c9\uac00\ubc1b\ub294 \uacbd\ud5a5\uc774 \uc788\uc5b4, \uc5f0\uc900\uc758 \uae08\ub9ac \uc778\ud558 \uae30\ub300\uac10\uacfc \uc911\uac04\uc120\uac70 \uc218\ud61c\uac00 \ub3d9\uc2dc\uc5d0 \uc791\uc6a9\ud558\ub294 \ud22c\uc790 \uc2a4\ud1a0\ub9ac\uac00 \uc644\uc131\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">5. \ud55c\uad6d \uac70\uc8fc \ud22c\uc790\uc790\ub97c \uc704\ud55c \uc120\uac70 \uc0ac\uc774\ud074 \ud22c\uc790 \uc804\ub7b5<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">\ud658\uc728\uacfc \uc120\uac70 \uc0ac\uc774\ud074\uc758 \uad50\ucc28\uc810<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\uc911\uac04\uc120\uac70 \uad6d\uba74\uc5d0\uc11c \ud55c\uad6d \uac70\uc8fc \ud22c\uc790\uc790\uac00 \ucd94\uac00\ub85c \uace0\ub824\ud574\uc57c \ud560 \ubcc0\uc218\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ubc14\ub85c <strong>\ub2ec\ub7ec \uac15\uc138\u00b7\uc57d\uc138 \uc0ac\uc774\ud074<\/strong>\uc785\ub2c8\ub2e4. \ubbf8\uad6d \uc815\uce58 \ubd88\ud655\uc2e4\uc131\uc774 \ub192\uc544\uc9c0\ub294 \uc120\uac70 \uc804 \uad6c\uac04\uc5d0\uc11c\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \ub2ec\ub7ec\uac00 \uc57d\uc138\ub97c \ubcf4\uc774\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc6d0\/\ub2ec\ub7ec \ud658\uc728 \ud558\ub77d(\uc6d0\ud654 \uac15\uc138)\uc73c\ub85c \uc774\uc5b4\uc838, \ubbf8\uad6d \uc8fc\uc2dd \ud22c\uc790\uc790\uc5d0\uac8c\ub294 \ud658\ucc28\uc190 \uc555\ubc15\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc18\ub300\ub85c \uc120\uac70\uac00 \ub05d\ub098\uace0 \ubd88\ud655\uc2e4\uc131\uc774 \ud574\uc18c\ub418\uba74 \ub2ec\ub7ec\uac00 \uc548\uc815 \ub610\ub294 \uac15\uc138\ub85c \uc804\ud658\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc6d0\/\ub2ec\ub7ec \ud658\uc728 \uc0c1\uc2b9(\uc6d0\ud654 \uc57d\uc138)\uacfc \ud568\uaed8 \ubbf8\uad6d \uc8fc\uc2dd\uc758 \uc6d0\ud654 \ud658\uc0b0 \uc218\uc775\ub960\uc774 \uc8fc\uac00 \uc0c1\uc2b9 \uc774\uc0c1\uc73c\ub85c \uc99d\uac00\ud558\ub294 \ud6a8\uacfc\ub97c \ub0c5\ub2c8\ub2e4. \uc989, \uc120\uac70 \uc804 \uc6d0\ud654 \uac15\uc138 \uad6c\uac04\uc5d0\uc11c \ud658\ub178\ucd9c\ub85c \ubbf8\uad6d \uc8fc\uc2dd\uc744 \ub9e4\uc218\ud558\uba74, \uc8fc\uac00 \uc0c1\uc2b9 + \ud658\ucc28\uc775\uc774\ub77c\ub294 \uc774\uc911 \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud604\uc7ac \uc6d0\/\ub2ec\ub7ec \ud658\uc728(1,370~1,420\uc6d0 \uad6c\uac04)\uc740 \uc5ed\uc0ac\uc801\uc73c\ub85c \uc6d0\ud654 \uc57d\uc138\uac00 \uc0c1\ub2f9\ud788 \ubc18\uc601\ub41c \uc218\uc900\uc785\ub2c8\ub2e4. \ud5a5\ud6c4 \uc120\uac70 \uc804 \ub2ec\ub7ec \uc57d\uc138 \uc555\ubc15\uc774 \ub354\ud574\uc9c0\uba74 1,350\uc6d0 \uc774\ud558\ub85c \ud558\ub77d\ud560 \uac00\ub2a5\uc131\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uad6c\uac04\uc5d0\uc11c \ubbf8\uad6d \uc8fc\uc2dd\uc744 \ub9e4\uc218\ud558\ub294 \uac83\uc740 \uc0c1\ub300\uc801\uc73c\ub85c \uc720\ub9ac\ud55c \ud658\uc728\uc5d0 \uc9c4\uc785\ud558\ub294 \uae30\ud68c\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\uc57c\uac04 \uc608\uc57d \ub9e4\ub9e4\ub97c \ud65c\uc6a9\ud55c \uc120\uac70 \uc804 \ubd84\ud560 \ub9e4\uc218 \uc804\ub7b5<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\ud55c\uad6d \uc2dc\uac04\uc73c\ub85c \ubbf8\uad6d \uc99d\uc2dc\ub294 \uc0c8\ubcbd\uc5d0 \uc5f4\ub9bd\ub2c8\ub2e4. \uc9c1\uc7a5\uc778 \ud22c\uc790\uc790\ub77c\uba74 \uc608\uc57d \ub9e4\ub9e4(\uc9c0\uc815\uac00 \uc8fc\ubb38)\ub97c \uc801\uadf9 \ud65c\uc6a9\ud558\uc138\uc694. \uc624\ub298 \uc81c\uc2dc\ud55c 3\uc885\ubaa9(LMT, CAT, NEE)\uc5d0 \ub300\ud574 \uac01\uac01 \ud604\uc7ac \uc8fc\uac00 \ub300\ube44 -3%, -5%, -8% \uad6c\uac04\uc5d0 \ubd84\ud560 \uc9c0\uc815\uac00 \ub9e4\uc218 \uc8fc\ubb38\uc744 \ubbf8\ub9ac \uc785\ub825\ud574\ub450\ub294 \ubc29\uc2dd\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4. \uc120\uac70 \uc804 \uc2dc\uc7a5 \ubcc0\ub3d9\uc131\uc774 \ub192\uc544\uc9c0\ub294 \uad6c\uac04\uc5d0\uc11c \uacf5\ud3ec \ub9e4\ub3c4\uac00 \ucd9c\ud604\ud560 \ub54c \uc790\ub3d9\uc73c\ub85c \ub9e4\uc218\uac00 \uccb4\uacb0\ub418\ub294 \uad6c\uc870\ub97c \ub9cc\ub4dc\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774\ub807\uac8c \ud558\uba74 \uc218\uba74 \uc911\uc5d0\ub3c4 \ucd5c\uc801\uc758 \uac00\uaca9\uc5d0 \ud3ec\uc9c0\uc158\uc744 \uc313\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u2705 \uc624\ub298 \ubc24 \ubc14\ub85c \uc2e4\ucc9c\ud560 3\ub2e8\uacc4 \uccb4\ud06c\ub9ac\uc2a4\ud2b8<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1\ub2e8\uacc4: 3\uc885\ubaa9 \uad00\uc2ec \uc885\ubaa9 \ub4f1\ub85d \ubc0f \ud604\uc7ac \uc8fc\uac00 \ud655\uc778<\/strong> \ub85d\ud788\ub4dc \ub9c8\ud2f4(LMT), \uce90\ud130\ud544\ub7ec(CAT), \ub125\uc2a4\ud2b8\uc5d0\ub77c \uc5d0\ub108\uc9c0(NEE)\ub97c \uad00\uc2ec \uc885\ubaa9\uc5d0 \ub4f1\ub85d\ud558\uace0 \ud604\uc7ac \uc8fc\uac00\uc640 52\uc8fc \uace0\uc810\u00b7\uc800\uc810\uc744 \ud655\uc778\ud558\uc138\uc694. \ud604\uc7ac \uc8fc\uac00\uac00 52\uc8fc \uc800\uc810\uc5d0 \uac00\uae4c\uc6b8\uc218\ub85d \ub9e4\uc218 \ub9e4\ub825\ub3c4\uac00 \ub192\uc544\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2\ub2e8\uacc4: \ubd84\ud560 \ub9e4\uc218 \uacc4\ud68d \uc218\ub9bd<\/strong> \uac01 \uc885\ubaa9\ubcc4\ub85c \ubaa9\ud45c \ud22c\uc790\uae08\uc758 1\/3\uc529 3\ub2e8\uacc4 \ubd84\ud560 \ub9e4\uc218 \uacc4\ud68d\uc744 \uc138\uc6b0\uc138\uc694. \uc608\ub97c \ub4e4\uc5b4 LMT\uc5d0 300\ub9cc \uc6d0\uc744 \ud22c\uc790\ud560 \uacc4\ud68d\uc774\ub77c\uba74, \ud604\uc7ac\uac00\uc5d0 100\ub9cc \uc6d0, -5% \ud558\ub77d \uc2dc 100\ub9cc \uc6d0, -10% \ud558\ub77d \uc2dc 100\ub9cc \uc6d0\uc73c\ub85c \ub098\ub220 \ub9e4\uc218\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>3\ub2e8\uacc4: \uc911\uac04\uc120\uac70 \uad00\ub828 \ub274\uc2a4 \uc54c\ub9bc \uc124\uc815<\/strong> \uad6c\uae00 \uc54c\ub9ac\ubbf8\uc5d0\uc11c &#8220;2026 Midterm Election&#8221;, &#8220;US Congress Election 2026&#8221; \ud0a4\uc6cc\ub4dc\ub85c \ub274\uc2a4 \uc54c\ub9bc\uc744 \uc124\uc815\ud558\uc138\uc694. \uc120\uac70 \uad00\ub828 \uc5ec\ub860\uc870\uc0ac\uc640 \uc758\ud68c \ud310\uc138 \ubcc0\ud654\ub97c \uc2e4\uc2dc\uac04\uc73c\ub85c \ud30c\uc545\ud558\ub294 \uac83\uc774 \uc120\uc81c\uc801 \ud22c\uc790\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\ude4b \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 (FAQ)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q1. \uc911\uac04\uc120\uac70 \uacb0\uacfc\uc5d0 \ub530\ub77c \uc218\ud61c\uc8fc\uac00 \ub2ec\ub77c\uc9c0\uc9c0 \uc54a\ub098\uc694?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. \uc624\ub298 \uc18c\uac1c\ud55c 3\uc885\ubaa9\uc740 \uc5b4\ub5a4 \uc815\ub2f9\uc774 \uc774\uae30\ub354\ub77c\ub3c4 \uc218\ud61c\ub97c \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \uc120\uc815\ud588\uc2b5\ub2c8\ub2e4. \ub85d\ud788\ub4dc \ub9c8\ud2f4\uc740 \ucd08\ub2f9\uc801 \uad6d\ubc29 \uc608\uc0b0, \uce90\ud130\ud544\ub7ec\ub294 \uc774\ubbf8 \ubc95\uc81c\ud654\ub41c \uc778\ud504\ub77c \uc608\uc0b0, \ub125\uc2a4\ud2b8\uc5d0\ub77c \uc5d0\ub108\uc9c0\ub294 \uaddc\uc81c \uc720\ud2f8\ub9ac\ud2f0 \ub3c5\uc810 \uad6c\uc870\uc640 AI \uc804\ub825 \uc218\uc694\uac00 \ud22c\uc790 \ub17c\ub9ac\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4. \ubb3c\ub860 \uc120\uac70 \uacb0\uacfc\uc5d0 \ub530\ub77c \ub2e8\uae30 \uc8fc\uac00 \ubc18\uc751\uc740 \ub2e4\ub97c \uc218 \uc788\uc9c0\ub9cc, 3~5\ub144 \uc7a5\uae30 \uad00\uc810\uc5d0\uc11c \ud380\ub354\uba58\ud138 \ud22c\uc790 \ub17c\ub9ac\ub294 \uc815\uce58\uc640 \ubb34\uad00\ud558\uac8c \uc720\ud6a8\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q2. \uc911\uac04\uc120\uac70 \uc774\ud6c4 \ubc18\ub4dc\uc2dc \uc8fc\uc2dd\uc774 \uc624\ub974\ub098\uc694?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. \uc5ed\uc0ac\uc801 \ub370\uc774\ud130\ub294 \uac15\ud55c \uacbd\ud5a5\uc131\uc744 \ubcf4\uc5ec\uc8fc\uc9c0\ub9cc, 100%\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. 2022\ub144 \uc911\uac04\uc120\uac70 \uc9c1\ud6c4\uc5d0\ub3c4 \uc5f0\uc900\uc758 \uacf5\uaca9\uc801 \uae08\ub9ac \uc778\uc0c1\uc774 \uacb9\uce58\uba70 \ub7a0\ub9ac\uac00 \uc81c\ud55c\uc801\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc911\uc694\ud55c \uac83\uc740 \uc120\uac70 \uc0ac\uc774\ud074\uc744 \ud22c\uc790\uc758 \uc720\uc77c\ud55c \uadfc\uac70\ub85c \uc0bc\uc9c0 \ub9d0\uace0, \ud380\ub354\uba58\ud138\uc774 \ud0c4\ud0c4\ud55c \uc885\ubaa9\uc5d0 \ubd84\ud560 \ub9e4\uc218\ub85c \uc811\uadfc\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc120\uac70 \uc0ac\uc774\ud074\uc740 &#8216;\uc5b8\uc81c \uc0ac\uc57c \ud558\ub294\uac00&#8217;\uc758 \ud0c0\uc774\ubc0d \ud78c\ud2b8\ub97c \uc904 \ubfd0\uc774\uba70, &#8216;\ubb34\uc5c7\uc744 \uc0ac\uc57c \ud558\ub294\uac00&#8217;\ub294 \uc5ec\uc804\ud788 \uae30\uc5c5 \ubd84\uc11d\uc774 \uacb0\uc815\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q3. \uc138 \uc885\ubaa9 \uc911 \uac00\uc7a5 \uba3c\uc800 \ub9e4\uc218\ud574\uc57c \ud560 \uc21c\uc11c\ub294?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A. \ud22c\uc790 \uc131\ud5a5\uc5d0 \ub530\ub77c \ub2e4\ub974\uc9c0\ub9cc, \uc77c\ubc18\uc801\uc73c\ub85c \ubc29\uc5b4\uc131\uc774 \uac00\uc7a5 \uac15\ud55c \ub85d\ud788\ub4dc \ub9c8\ud2f4(LMT)\uc744 \uac00\uc7a5 \uba3c\uc800, \uadf8 \ub2e4\uc74c \ub125\uc2a4\ud2b8\uc5d0\ub77c \uc5d0\ub108\uc9c0(NEE), \ub9c8\uc9c0\ub9c9\uc73c\ub85c \uacbd\uae30 \ubbfc\uac10\ub3c4\uac00 \uc0c1\ub300\uc801\uc73c\ub85c \ub192\uc740 \uce90\ud130\ud544\ub7ec(CAT) \uc21c\uc11c\ub85c \uc9c4\uc785\ud558\ub294 \uac83\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4. \uc2dc\uc7a5 \uc804\uccb4\uac00 \ubd88\uc548\uc815\ud55c \uc120\uac70 \uc804 \uad6c\uac04\uc5d0\uc11c\ub294 \ubc29\uc5b4\uc801 \uc885\ubaa9\ubd80\ud130 \uc313\uace0, \uc2dc\uc7a5\uc774 \uc548\uc815\ub418\uba74 \uc131\uc7a5\uc131\uc774 \ub192\uc740 \uc885\ubaa9\uc73c\ub85c \ube44\uc911\uc744 \ub298\ub9ac\ub294 \uac83\uc774 \uc2ec\ub9ac\uc801\uc73c\ub85c\ub3c4, \uc218\uc775\ub960 \uad00\ub9ac \uce21\uba74\uc5d0\uc11c\ub3c4 \uc720\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ub9c8\uce58\uba70: \uc120\uac70\ub294 \uc704\uae30\uac00 \uc544\ub2c8\ub77c \uae30\ud68c\ub2e4<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">2026\ub144 \ubbf8 \uc911\uac04\uc120\uac70\ub294 \uac1c\uc778 \ud22c\uc790\uc790\uc5d0\uac8c \uc704\uae30\uac00 \uc544\ub2cc \uae30\ud68c\uc785\ub2c8\ub2e4. \uc5ed\uc0ac\ub294 \ubc18\ubcf5\uc801\uc73c\ub85c \uc99d\uba85\ud574\uc654\uc2b5\ub2c8\ub2e4. \uc120\uac70 \uc804 \ubd88\ud655\uc2e4\uc131\uc73c\ub85c \uc2dc\uc7a5\uc774 \ud754\ub4e4\ub9b4 \ub54c \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0 \uc88b\uc740 \uae30\uc5c5\uc744 \uc2f8\uac8c \ub2f4\uc740 \ud22c\uc790\uc790\uac00, \uc120\uac70 \uc774\ud6c4 \ub7a0\ub9ac\ub97c \uc628\uc804\ud788 \ub204\ub838\ub2e4\ub294 \uc0ac\uc2e4\uc744. \ub85d\ud788\ub4dc \ub9c8\ud2f4\uc758 \ubc29\uc0b0 \ub3c5\uc810, \uce90\ud130\ud544\ub7ec\uc758 \uc778\ud504\ub77c \uc218\ud61c, \ub125\uc2a4\ud2b8\uc5d0\ub77c \uc5d0\ub108\uc9c0\uc758 AI \uc804\ub825 \uc218\uc694 \u2014 \uc774 \uc138 \uac00\uc9c0 \ud22c\uc790 \uc2a4\ud1a0\ub9ac\ub294 \uc120\uac70 \uacb0\uacfc\uc640 \ubb34\uad00\ud558\uac8c 2026~2028\ub144\uc744 \uad00\ud1b5\ud558\ub294 \uad6c\uc870\uc801 \uc131\uc7a5 \ub17c\ub9ac\ub97c \ud488\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc9c0\uae08 \uc774 \uc21c\uac04\uc774 \ubc14\ub85c \uc120\uc81c \ub9e4\uc218\uc758 \uace8\ub4e0 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